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Claims Adjuster

A Claims Adjuster evaluates insurance claims, inspects losses, negotiates settlements and ensures compliance with policy terms and regulations in the Indian insurance market. Work involves field visits, liaison with clients and repair/service providers, and detailed report writing; employers include general and health insurers, third-party administrators and survey firms.

Salary range
₹3.5–18 LPA
Job growth
high
Work type
Hybrid
Paths to entry
4 routes

Actions for your grade

  • Take courses in basic accounting and Excel to learn record-keeping
  • Practice report-writing and clear written summaries
  • Attend career talks or webinars on insurance and risk careers

Your complete path from Grade 10 to Claims Adjuster

Every step you need — from now to your first job.

Undergraduate Commerce / BBA
Commerce

Many entry-level roles hire graduates from any stream; internships in insurance accelerate hiring.

  1. Now
    Commerce Stream
  2. Exams
    CUET UG or MHT CET
  3. Degree
    B.Com / BBA (3 years) - general commerce, finance, or insurance electives
  4. Colleges
    Hindu College Delhi · Christ University Bengaluru · St Xaviers College Mumbai
  5. Career
    Claims Adjuster
Specialised Insurance / Risk Degree
Commerce

Specialised courses teach insurance products, surveying and regulatory aspects; useful for technical adjusting roles.

  1. Now
    Commerce Stream
  2. Exams
    CUET UG
  3. Degree
    BBA (Insurance) / B.Sc. Risk Management (3 years)
  4. Colleges
    National Institute of Securities Markets · Christ University Bengaluru
  5. Career
    Claims Adjuster
MBA / Postgraduate Route
Any Stream

MBA can accelerate progression to senior claims management, underwriting liaison and leadership roles.

  1. Now
    Any Stream Stream
  2. Exams
    CAT
  3. Degree
    MBA (2 years) - specialisation in Finance / Risk Management / Insurance
  4. Colleges
    IIM Ahmedabad · IIM Bangalore · IIM Calcutta
  5. Career
    Claims Adjuster
Professional Qualification (Accountancy / Finance)
Commerce

Professional finance qualifications are valued for complex claims (financial loss, fraud) but are not the only route.

  1. Now
    Commerce Stream
  2. Exams
    CA Foundation
  3. Degree
    CA (professional) or equivalent finance certification; also short diplomas in insurance surveying
  4. Colleges
    Institute of Chartered Accountants of India
  5. Career
    Claims Adjuster

Entrance exams

ExamEligibilityDifficultyWindow
MHT CET
Maharashtra State CET Cell
Class 12 PCM (Maharashtra domicile preferred)MediumApr-May
CUET UG
NTA
Class 12 (any stream)MediumMay-Jun
CAT
IIMs
Bachelor's degree 50%+Very HardNov
CA Foundation
ICAI
Class 12 passHardJun & Dec

Where to Study

Institutes known to offer this career pathway in India.

Hindu College Delhi
Christ University Bengaluru
St Xaviers College Mumbai
National Institute of Securities Markets
IIM Ahmedabad
IIM Bangalore
IIM Calcutta
Institute of Chartered Accountants of India
Recommendations only — verify eligibility, seat availability, and admission rules from official portals before applying.