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Scholarship Guide

Government, state, CSR, NGO and education loan options for Indian students after Class 12. Organised by provider type — find what applies to your category, course and state.

Verify before applying. Scholarship rules, amounts, deadlines and portals change every year. Use this page for discovery — then confirm eligibility and application status from the official scholarship provider, government portal or your institution's notice board. Do not pay any third party to apply.

Common documents checklist

Prepare these before applying — most scholarships ask for some combination:

  1. 1Latest academic mark sheet
  2. 2Admission proof — bonafide certificate, fee receipt or allotment order
  3. 3Aadhaar / government-issued photo ID
  4. 4Income certificate or salary/income proof
  5. 5Bank passbook or account details
  6. 6Category / disability / community / domicile / occupation certificate (where applicable)
  7. 7Passport-size photo and application form where required

Central Government

Routed through the National Scholarship Portal (NSP) or official department portals. Qualify by income, category, merit, disability or specific admission routes.

NameBest forSupportWhere to apply
National Means Cum Merit Scholarship (NMMS)EWS govt/aided school students, Class 9–12Annual support ~₹12,000/yr for Class 9–12National Scholarship Portal
Central Sector ScholarshipHigh-performing Class 12 students entering UG/PGAnnual DBT support during UG and PG; higher for PG/professional yearsNational Scholarship Portal
ICAR Agriculture ScholarshipsAgriculture & allied science UG, PG and research studentsMonthly support for UG/PG and research fellowshipsICAR counselling / NSP
AICTE Tuition Fee Waiver (TFW) SchemeEWS engineering studentsTuition fee waiver for course duration (hostel/mess excluded)Engineering counselling & institutional allotment
AICTE Pragati ScholarshipFemale diploma or engineering studentsAnnual DBT ~₹50,000 for tuition, books, software & study expensesNational Scholarship Portal / AICTE
AICTE Saksham ScholarshipDifferently-abled diploma or engineering studentsAnnual DBT ~₹50,000 for academic expensesNational Scholarship Portal / AICTE
AICTE Swanath ScholarshipOrphans, COVID-affected students, wards of armed forces martyrsAnnual DBT ~₹50,000, renewed on performanceNational Scholarship Portal / AICTE
PM Scholarship — Railways / RPF / RPSFChildren of RPF/RPSF personnelMonthly support during professional coursesNational Scholarship Portal
PM Scholarship — Ex-ServicemenWards / widows of ex-servicemen & ex-Coast GuardMonthly support for course duration, merit-based annual selectionKendriya Sainik Board portal
PM YASASVI Top Class Education SchemeOBC, EBC and DNT students, Class 9 to UGTuition, stipend and study-material support by levelNational Scholarship Portal
Scholarships for Minority StudentsNotified minority community students, school to PGPre-matric, post-matric and merit-cum-means supportNational Scholarship Portal
OBC Students ScholarshipOBC students, Class 1 to PhDPre-matric and post-matric monthly / annual supportNational Scholarship Portal
SC Students ScholarshipsSC students, school to collegePre-matric, post-matric and top-class education supportNSP / Tamil Nadu UMIS
ST Students ScholarshipsST students, Class 9 to research levelPre-matric, post-matric, higher education and research supportNSP / Tamil Nadu UMIS
Scholarships for Students with DisabilitiesStudents with benchmark disability, Class 9 to PhDPre-matric, post-matric, top-class and fellowship-level supportNational Scholarship Portal
Financial Assistance — Beedi/Mine/Cine Workers' WardsChildren of registered beedi, mine and cine workersAnnual education support for school, degree, ITI, polytechnic and professional coursesNational Scholarship Portal

Tamil Nadu State Government

Especially relevant for TN students — government school backgrounds, rural students, community-based benefits and occupation-linked welfare board schemes.

NameBest forSupportWhere to apply
Tamil Nadu TRUST ExamRural Class 9 studentsAnnual scholarship through Class 9–12TN school education portal / DGE
TN Chief Minister Talent Search Exam (CMTSE)TN government school Class 10 studentsMerit-based scholarship and recognitionTN school education portal / DGE
Pudhumai Penn SchemeGirls from TN government school background after Class 12Monthly support ~₹1,000 during eligible higher studiesPenkalvi / TN higher education scholarship
Tamil Pudhalvan SchemeBoys from TN government school background after Class 12Monthly support ~₹1,000 during eligible higher studiesTamil Nadu UMIS
Post-Matric Scholarship for BC/BCM/MBC/DNCBC, BCM, MBC and DNC students, Class 11 onwardTuition fee support and maintenance allowanceTN BC/MBC welfare scholarship portal
Scholarship for Central Institutions — BC/MBC/DNCBC, MBC and DNC students in national institutionsFee reimbursement up to scheme limit for central-institution studentsTN BC/MBC welfare scholarship
Chief Minister Merit AwardSC/ST/SCC students after Class 12Merit-based yearly scholarship as per welfare department normsInstitution / District Welfare Office
Thanthai Periyar Memorial AwardBC/MBC/DNC students in polytechnic diplomaAnnual merit-based support for diploma studyDistrict BC Welfare Office
Perarignar Anna Memorial AwardBC/MBC/DNC students in professional coursesAnnual merit-based support for eligible course durationDistrict BC Welfare Office
Educational Scholarship for Differently Abled StudentsStudents with benchmark disability, Class 1 to PGAnnual education support based on study levelDistrict Welfare of Differently Abled Office
Scholarship to Son/Daughter of Differently Abled PersonsChildren of differently abled parents, Class 11 to PGAnnual support up to scheme limitDistrict Welfare Office
TN Government Farmer ScholarshipChildren of registered farmersAnnual scholarship via DBTDistrict Agriculture Office / institution
TN Government Weaver ScholarshipChildren of registered weaversAnnual scholarship via DBTDistrict Handloom Office
TN Government Builder ScholarshipChildren of registered construction workersAnnual scholarship via DBTDistrict Labour Welfare Office
TN Fishermen Welfare Board Education AssistanceChildren of registered fishermen, school to PGCourse-based annual assistance via DBTDistrict Fisheries Office / fisheries.tn.gov.in

Banks & Corporate CSR

CSR and bank-backed programmes. Annual deadlines are strict — check Buddy4Study and official portals each year. Most are merit-cum-means.

NameBest forSupportWhere to apply
Aditya Birla Capital ScholarshipGirls, Class 9 to PGLevel-based education assistanceBuddy4Study / official CSR page
AICTE Pragati / Saksham / SwanathSee Central Govt sectionSee Central Govt sectionNSP / AICTE
Bharti Airtel Scholarship ProgramFirst-year engineering students in top institutionsFull tuition + hostel/mess + first-year laptopBharti Airtel Foundation
Colgate Keep India SmilingBDS studentsOne-time BDS course supportBuddy4Study / official page
DXC Progressing MindsWomen and transgender STEM UG studentsOne-time STEM UG support; preference for PwDBuddy4Study / official page
Ericsson Empowering Girl ScholarshipFemale second-year engineering studentsOne-time support for second-year engineeringBuddy4Study / official page
Flipkart Foundation ScholarshipFirst-year STEM UG students from Kirana familiesOne-time STEM UG supportBuddy4Study / official page
Infosys Foundation STEM StarsFemale STEM UG studentsHigh-value annual STEM UG supportBuddy4Study / official page
Kotak Kanya ScholarshipGirls entering professional UG coursesHigh-value annual support through course completionBuddy4Study / official page
LIC Golden Jubilee ScholarshipClass 10/12 students entering higher educationAnnual support; higher amounts for medical & engineeringOfficial LIC / scholarship route
LIC HFL Vidyadhan ScholarshipClass 11–12, UG, PG students from EWS familiesAnnual support by level (school, UG, PG)LIC HFL Vidyadhan route
Mahindra All India Talent Scholarship (MAITS)Diploma students in polytechnic institutesAnnual support for diploma students over 3 yearsBuddy4Study / official page
ONGC Scholarship for Meritorious StudentsSC/ST/OBC/EWS students — engineering, MBBS, MBA or MScAnnual support with performance-based renewalONGC scholarship portal
Reliance Foundation ScholarshipUG and PG studentsLarge multi-year support with mentorship and scholar networkReliance Foundation portal
SBI Platinum Jubilee ScholarshipSchool, UG, PG, medical, IIT and IIM studentsLevel-based support; higher for PG, MBBS and IIT categoriesBuddy4Study / official page
Tata Capital Pankh ScholarshipClass 11–12, UG, diploma, polytechnic and ITI studentsLevel-based support across school, UG, diploma, polytechnic, ITIBuddy4Study / official page
Titan Scholarship ProgramFirst-year students from selected TN districtsNeed-based financial assistanceTitan scholarship route
TVS Cheema Scholarship SchemeTN/KA engineering, diploma and nursing studentsInterest-free education loan / financial support for course expensesTVS Cheema Foundation portal
HDFC Bank Parivartan ECSS ProgrammeSchool, diploma, UG and PG students from EWS familiesLevel-based annual support from school to PGHDFC Bank ECSS route

NGO & Foundation

Foundation-led programmes focused on low-income, first-generation, rural or government-school students. Some offer full course support.

NameBest forSupportWhere to apply
U-GO Scholarship ProgramFemale students in professional UG coursesAnnual course-based support for teaching, nursing, pharmacy, engineering, MBBS, BDS, law, architectureBuddy4Study / official page
Foundation for Excellence (FFE) ScholarshipProfessional UG — engineering, MBBS, integrated lawMerit-cum-means support covering tuition and related costsFFE portal
Amazon Future Engineer FFE ScholarshipGirl students in engineering UGAnnual support until graduation + laptop + mentoringFFE portal
GSK Scholars ProgrammeMBBS students in government medical collegesAnnual MBBS support over multiple yearsGSK / FFE scholarship route
Fortis Agilus Aspiring Doctors ProgramMBBS students from low-income familiesAnnual education expense support for up to 4.5 yearsFFE portal
Sitaram Jindal Foundation ScholarshipClass 11, ITI, diploma, UG and PG studentsTuition and study-expense support from Class 11 to PGSitaram Jindal Foundation portal
Vidyadhan Scholarship ProgramClass 11–12 students from low-income familiesAnnual higher-secondary support, renewed on performanceVidyadhan portal
LMES Foundation Kalvikaram ScholarshipUG students from low socio-economic backgroundsFull education support covering major academic expensesLMES Foundation
Agaram Foundation ScholarshipRural and low-income professional UG studentsUG education support covering tuition and academic expensesAgaram Foundation
Maatram Foundation ScholarshipEngineering and arts/science students needing full fee support100% tuition support through partner institutionsMaatram Foundation
Team Everest ScholarshipGovernment school students entering UGUG education support based on merit and needTeam Everest

Education Loans & Benefits

Education loan access routes, first-generation fee support and reservation-linked benefits that can significantly reduce the cost of professional education.

NameBest forSupportWhere to apply
Vidya Lakshmi SchemeCollege students seeking education loansCommon education-loan access through single application; limits depend on bank and loan sizeVidya Lakshmi portal / participating banks
PM Vidyalakshmi SchemeStudents in eligible quality higher education institutionsCollateral-free loan up to applicable limit; digital processing and subsidy-linked rules where eligiblePM Vidyalakshmi / government education loan portal
First Graduate Scholarship — Tamil NaduFirst-generation college students in Tamil NaduTuition fee support paid to college for eligible professional coursesTamil Nadu counselling / college route
7.5% Government School Quota — Tamil NaduTamil Nadu government school studentsReserved access pathway and fee support coverage for many professional coursesNEET / TNEA / NATA / IMU-CET (by course)
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Compiled by StudioQ · PathFinder is an information guide, not an official scholarship authority. All scholarship details are for discovery only — verify amounts, deadlines and eligibility from official portals before applying.